Most insurers will require your teen to be added to your policy as soon as he or she gets the learner's permit. However, because a licensed driver is required to be in the car with a learner, some insurers will charge a nominal fee or none at all becaue they don't consider a learner to be a significant risk. Other insurers, however, will up your rates significantly as soon as your teen gets the permit. Check with your automobile Insurance Policy, or agent. All insurance companies will require your teen to be insured once the driver is licensed.
Don't forget to ask about discounts for Grades, Drivers Ed etc.
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